Credit Counselors

O*NET 13-2071.00 · SOC 13-2071

Projected Growth
+6%
2024–2034
Median Salary
$52k
BLS OEWS, May 2025
Education Level
Zone 4
Considerable preparation needed (bachelor's degree)

What You'd Actually Do

  • Evaluate creditworthiness of loan applicants
  • Analyze financial statements and cash flow
  • Prepare credit reports and risk assessments
  • Monitor existing loan portfolio performance
  • Recommend approval or denial of credit requests

Education & How to Get In

🎯
Job Zone 4
Considerable preparation needed (bachelor's degree)

A bachelor's degree is the standard entry point for Credit Counselors roles. Related majors and internship experience during college significantly improve your chances. Many employers also value relevant certifications or project portfolios alongside the degree.

Get Started Learning

Ready to start building skills for a career as a Credit Counselors? These platforms offer courses you can start today — many with free trials or financial aid.

Coursera
University-backed courses and certificates
Browse courses →
Udemy
Affordable self-paced courses from $12.99
Browse courses →
Skillshare
Creative and professional skill classes
Browse courses →
LinkedIn Learning
Professional development with certificates
Browse courses →

Links open in a new tab. Some may include affiliate partnerships.

Work Environment

Primary Setting

Structured — offices, data centers, or remote

Work Style

Independent — focused deep work with periodic team check-ins

A Day in the Life

While every role varies by employer and specialization, a typical day as a Credit Counselors involves a mix of core responsibilities:

MorningEvaluate creditworthiness of loan applicants
MiddayAnalyze financial statements and cash flow
AfternoonPrepare credit reports and risk assessments

Personality Fit (RIASEC)

Conventional (Organizers)5.3
Social (Helpers)4.9
Enterprising (Persuaders)4.7
Investigative (Thinkers)2.6
Artistic (Creators)1.8
Realistic (Doers)1.0

Who Thrives as Credit Counselor?

Based on the interests and work style this role actually demands, these personality types tend to fit it best. Salary and growth tell you if a career is worth entering — personality fit tells you whether you'll still want it in five years.

ESFJThe ProviderESTJThe ExecutiveENTJThe CommanderENFJThe Mentor

Not sure which you are? Take the free 5-minute quiz →

See Open Credit Counselors Roles

Browse live openings to get a feel for requirements and pay in your area.

IndeedLinkedIn JobsZipRecruiter

Similar Careers

Equal Opportunity Representatives and Officers+8%Human Resources Specialists+8%Personal Financial Advisors+17%Arbitrators, Mediators, and Conciliators+5%Education Administrators, Kindergarten through Secondary+5%Compensation, Benefits, and Job Analysis Specialists+6%Loan Officers+6%Labor Relations Specialists+6%

Explore More Careers

Best Healthcare Careers →Best Business Careers →Browse all careers →

Is Credit Counselors right for you?

Your personality, values, and strengths matter as much as the job market. Take the free quiz to see your personalized Future-Fit Score for this career and hundreds more.

Take the assessment →

Free · No account required · 5 minutes